Homeowners Insurance in and around Miami
Looking for homeowners insurance in Miami?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
Everyone knows having excellent home insurance is essential in case of a windstorm, blizzard or tornado. But homeowners insurance is about more than covering natural disaster damage. Another valuable component home insurance is that it also covers you in certain legal cases. If someone is injured due to your careless error, you could be required to pay for the cost of their recovery or their hospital bills. With good home coverage, your insurance may cover those costs.
Looking for homeowners insurance in Miami?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust
That’s why your friends and neighbors in Miami turn to State Farm Agent Javier Areas. Javier Areas can outline your liabilities and help you select the smartest policy for you.
There's nothing better than a clean house and coverage with State Farm that is value-driven and reliable. Make sure your belongings are protected by contacting Javier Areas today!
Have More Questions About Homeowners Insurance?
Call Javier at (305) 262-6611 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?

Javier Areas
State Farm® Insurance AgentSimple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?